3% per month (which equates to a maximum of 36% APR).

Repayments will be made over no less than 1 month and no more than 2 months.

All Collections are done by NAEDO Debit orders and soon to be introduced AC (Authenticated Collections) via FNB.

All New loans are subject to employment and affordability criteria. A Consumer will qualify for the same amount if it is paid successfully for 3 times. Thereafter limit may be reviewed depending on consumer’s Financial circumstances and affordability.
Each loan carries its standard fees in terms of Chapter 5 of the Credit Act No 34 of 2005.

After this the Debt will be handed over to our external collection agency and their Attorneys. Not paying your loan could impact your Credit Rating and make it difficult to qualify for finance at other Credit Providers.

If R2000 is borrowed for 20 days.
Initiation Fee: R265.00
Service Fee: R40.00
Interest: R45.30
VAT: R42.70
Total to Repay: R2393.00